In recent years we all have heard about Mortgages, interest rates, and the tightening of credit. The credit market is tighter now than 2005 and lenders who are more cautious about what they lend to whom. So if you are in the market for a home what do you need to go forward? What should you do?
The best thing you can do is contact a mortgage lender and have a conversation about where you are, and where you plan to be financially. There are a number of Mortgage products available and any one of the three brokers can help you find the best product for you. They will qualify you for a home loan and get you a pre-approval letter, which will make you a more attractive buyer when you make an offer on your future home.
Talmer Savings & Trust
Ric Mierenfeld – 513-260-3767
Union Savings Bank